Quick answer
Complete this checklist for the exact address you are considering. Save documents and note the date each fact was verified.
Address and jurisdiction
- Confirm legal municipality and parcel details.
- Confirm school district and assigned schools.
- Confirm property tax history and current estimated taxes.
- Check zoning and permitted uses.
- Identify utility providers and average costs.
Property condition
- Obtain an independent general inspection.
- Evaluate roof, foundation, drainage, sewer lateral, electrical service, HVAC, windows, and moisture.
- Check permits for major additions or alterations.
- Get an insurance quote before removing contingencies.
Daily life
- Drive the commute during normal work hours.
- Visit the block in daylight, evening, and weekend conditions.
- Map groceries, healthcare, recreation, childcare, and emergency routes.
- Review city service schedules and rules.
Decision record
Write down the three strongest reasons to choose the property, the three largest risks, and the likely five-year maintenance needs. A clear written record reduces emotional decision-making.